| ZIP Code | 37846 |
|---|---|
| City | Philadelphia |
| State | Tennessee (TN) |
| County | Loudon County |
| Area Code | 423 |
| Elevation | 1,005 ft |
| Latitude | 35.679251 |
|---|---|
| Longitude | -84.481817 |
| Timezone | Chicago (DST) |
| FIPS | 47105 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 42.3 yrs ↓ 7% since 2019 |
|---|---|
| Avg Household Size | 2.81 |
| Below Poverty | 12.5% ▲ 25% above avg |
| College Grads | 21.7% ▼ 44% below avg |
| Unemployment | 5.9% ▲ 20% above avg |
| No HS Diploma | 65 (2.6%) |
| HS Graduate | 1,184 (47.1%) |
| Some College | 377 (15%) |
| Associates | 341 (13.6%) |
| Bachelors | 157 (6.3%) |
| Graduate Degree | 388 (15.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $71,147 ≈ Avg ↑ 25% since 2019 |
|---|---|
| Median Home Value | $200,000 ▼ 28% below avg ↑ 72% since 2019 |
| Home/Income Ratio | 2.8x (nat avg ~3.5x) |
| Median Rent | $780/mo ↑ 34% since 2019 |
| Total Units | 1,678 |
| Vacant Units | 193 |
| Avg HH Size | 2.81 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,678 |
|---|---|
| Vacant | 193 |
| Owner Occupied | 77.6% |
| Renter Occupied | 22.4% |
| Avg HH Size | 2.81 |
ZIP code 37846 is located in Philadelphia, Tennessee, within Loudon County. With a population of 4,177, this is a lightly populated ZIP code with a middle-aged community — the median age is 42.3 years. Economically, 37846 is a solidly middle-class ZIP code: the median household income of $71,147 is near the national average.
Real estate in ZIP code 37846 represents an affordable housing market. The median home value of $200,000 is below the national average. Renters can expect to pay around $780 per month in median rent. Homeownership is strong here — 77.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 72% since 2019.
The population of 37846 is primarily White (81.73%). Residents are less-educated — 21.7% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 12.5%. Household income has grown by 25% since 2019.
The unemployment rate in 37846 stands at 5.9%, which is above the national average. As in most parts of the country, driving alone is the dominant commute mode at 84%.
Overall, ZIP code 37846 in Philadelphia, TN is characterized as solidly middle-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 4,177 residents, a median household income of $71,147, and a median home value of $200,000, it offers a clear picture of life in this part of Tennessee.