| ZIP Code | 37748 |
|---|---|
| City | Harriman |
| State | Tennessee (TN) |
| County | Roane County |
| Area Code | 865 |
| Elevation | 763 ft |
| Latitude | 35.945373 |
|---|---|
| Longitude | -84.516366 |
| Timezone | Chicago (DST) |
| FIPS | 47145 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 47.1 yrs ↑ 7% since 2019 |
|---|---|
| Avg Household Size | 2.38 |
| Below Poverty | 15.2% ▲ 52% above avg |
| College Grads | 30.8% ▼ 20% below avg |
| Unemployment | 3.0% ▼ 39% below avg |
| No HS Diploma | 74 (0.7%) |
| HS Graduate | 4,135 (37.8%) |
| Some College | 1,816 (16.6%) |
| Associates | 1,538 (14.1%) |
| Bachelors | 1,006 (9.2%) |
| Graduate Degree | 2,366 (21.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $58,649 ▼ 23% below avg ↑ 35% since 2019 |
|---|---|
| Median Home Value | $173,600 ▼ 38% below avg ↑ 49% since 2019 |
| Home/Income Ratio | 3.0x (nat avg ~3.5x) |
| Median Rent | $760/mo ↑ 19% since 2019 |
| Total Units | 8,208 |
| Vacant Units | 1,128 |
| Avg HH Size | 2.38 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 8,208 |
|---|---|
| Vacant | 1,128 |
| Owner Occupied | 74.6% |
| Renter Occupied | 25.4% |
| Avg HH Size | 2.38 |
ZIP code 37748 is located in Harriman, Tennessee, within Roane County. With a population of 17,021, this is a moderately populated ZIP code with a mature community — the median age is 47.1 years. Economically, 37748 is a solidly middle-class ZIP code: the median household income of $58,649 is below the national average.
Real estate in ZIP code 37748 represents an affordable housing market. The median home value of $173,600 is below the national average. Renters can expect to pay around $760 per month in median rent. Homeownership is strong here — 74.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 49% since 2019.
The population of 37748 is primarily White (89.70%). Residents are moderately educated — 30.8% hold a bachelor's degree or higher, which is below the national average. Poverty affects some residents at 15.2%. Household income has grown by 35% since 2019.
The unemployment rate in 37748 stands at 3.0%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 87%.
Overall, ZIP code 37748 in Harriman, TN is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 17,021 residents, a median household income of $58,649, and a median home value of $173,600, it offers a clear picture of life in this part of Tennessee.