| ZIP Code | 37645 |
|---|---|
| City | Mount Carmel |
| State | Tennessee (TN) |
| County | Hawkins County |
| Area Code | 423 |
| Elevation | 1,226 ft |
| Latitude | 36.562766 |
|---|---|
| Longitude | -82.662455 |
| Timezone | Chicago (DST) |
| FIPS | 47073 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 41.8 yrs ↓ 2% since 2019 |
|---|---|
| Avg Household Size | 2.73 |
| Below Poverty | 5.9% ▼ 42% below avg |
| College Grads | 24.0% ▼ 38% below avg |
| Unemployment | 7.7% ▲ 57% above avg |
| No HS Diploma | 1 (0%) |
| HS Graduate | 1,402 (37.7%) |
| Some College | 766 (20.6%) |
| Associates | 655 (17.6%) |
| Bachelors | 310 (8.3%) |
| Graduate Degree | 582 (15.7%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $71,336 ≈ Avg ↑ 33% since 2019 |
|---|---|
| Median Home Value | $179,700 ▼ 36% below avg ↑ 19% since 2019 |
| Home/Income Ratio | 2.5x (nat avg ~3.5x) |
| Median Rent | $804/mo ↑ 18% since 2019 |
| Total Units | 2,115 |
| Vacant Units | 104 |
| Avg HH Size | 2.73 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 2,115 |
|---|---|
| Vacant | 104 |
| Owner Occupied | 88.5% |
| Renter Occupied | 11.5% |
| Avg HH Size | 2.73 |
ZIP code 37645 is located in Mount Carmel, Tennessee, within Hawkins County. With a population of 5,504, this is a lightly populated ZIP code with a middle-aged community — the median age is 41.8 years. Economically, 37645 is a solidly middle-class ZIP code: the median household income of $71,336 is near the national average.
Real estate in ZIP code 37645 represents an affordable housing market. The median home value of $179,700 is below the national average. Renters can expect to pay around $804 per month in median rent. Homeownership is strong here — 88.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 19% since 2019.
The population of 37645 is primarily White (97.26%). Residents are less-educated — 24.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 5.9%. Household income has grown by 33% since 2019.
The unemployment rate in 37645 stands at 7.7%, which is significantly above the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 73%.
Overall, ZIP code 37645 in Mount Carmel, TN is characterized as solidly middle-class, less-educated, a middle-aged community, and predominantly owner-occupied. With 5,504 residents, a median household income of $71,336, and a median home value of $179,700, it offers a clear picture of life in this part of Tennessee.