US ZIP Code
35763

Owens Cross Roads, AL

Madison County  ·  Alabama

● Active
👥 19,505 Population ↓ 2% since 2019
💰 $125,356 Median HH Income
▲ 64% above avg ↑ 3% since 2019
🎂 40.8 Median Age
🏠 $368,300 Median Home Value
▲ 32% above avg ↑ 31% since 2019
🎓 67.4% College Grads
▲ 74% above avg
📊 2.6% Unemployment
▼ 47% below avg ↓ 27% since 2019
ZIP Code Details
ZIP Code35763
CityOwens Cross Roads
StateAlabama (AL)
CountyMadison County
Area Code256
Elevation591 ft
Latitude34.611654
Longitude-86.472965
TimezoneChicago (DST)
FIPS01089
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 49.9% (9,739) Female 50.1% (9,766) ♀

Race & Ethnicity

White: 84.8%Hispanic: 4.9%Black: 2.1%Asian: 2.1%Other: 5.4%Race
White84.8%
Hispanic4.9%
Black2.1%
Asian2.1%
Other5.4%

Age Breakdown

Under 5
5%
5–17
23%
18–24
4%
25–44
26%
45–64
27%
65+
7%

Key Indicators

Median Age40.8 yrs
Avg Household Size2.73
Below Poverty3.4% ▼ 66% below avg
College Grads67.4% ▲ 74% above avg
Unemployment2.6% ▼ 47% below avg
No HS Diploma46 (0.4%)
HS Graduate1,587 (12.7%)
Some College1,029 (8.2%)
Associates1,418 (11.3%)
Bachelors1,074 (8.6%)
Graduate Degree7,367 (58.8%)

Education

No HS: 0.4%HS Grad: 12.7%Some College: 8.2%Associates: 11.3%Bachelors: 8.6%Graduate: 58.8%Edu
No HS0.4%
HS Grad12.7%
Some College8.2%
Associates11.3%
Bachelors8.6%
Graduate58.8%
Housing & Income

Housing Tenure

Owner: 91.2%Renter: 8.8%Tenure
Owner91.2%
Renter8.8%

Home Value Distribution

Under $50k
1%
$50k–100k
2%
$100k–150k
3%
$150k–200k
7%
$200k–300k
18%
$300k–500k
42%
Over $500k
26%

Financials

Median HH Income$125,356 ▲ 64% above avg ↑ 3% since 2019
Median Home Value$368,300 ▲ 32% above avg ↑ 31% since 2019
Home/Income Ratio2.9x (nat avg ~3.5x)
Median Rent$2,455/mo ↑ 23% since 2019
Total Units7,281
Vacant Units164
Avg HH Size2.73

Income Distribution

Under $25k
5%
$25k–50k
7%
$50k–75k
11%
$75k–100k
9%
$100k–150k
28%
$150k–200k
17%
Over $200k
22%
Employment & Commute

How People Get to Work

Drove Alone
78%
Walked
1%
Work From Home
21%

Commute Time

Under 15 min
12%
15–30 min
45%
30–45 min
37%
Over 45 min
6%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
2%
1960s–1970s
4%
1980s–1990s
27%
2000+
67%

Summary

Total Units7,281
Vacant164
Owner Occupied91.2%
Renter Occupied8.8%
Avg HH Size2.73
Frequently Asked Questions
ZIP code 35763 is in Owens Cross Roads, AL, in Madison County.
ZIP code 35763 is located in Alabama (AL).
ZIP code 35763 is in Madison County, AL.
ZIP 35763 observes the Chicago timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 35763 is 19,505 people (ACS 2023).
The median household income in ZIP code 35763 is $125,356 (ACS 2023).
The median home value in ZIP 35763 is $368,300 (ACS 2023).
About ZIP Code 35763

ZIP code 35763 is located in Owens Cross Roads, Alabama, within Madison County. With a population of 19,505, this is a moderately populated ZIP code with a middle-aged community — the median age is 40.8 years. Economically, 35763 is a upper-middle-income ZIP code: the median household income of $125,356 is significantly above the national average.

Real estate in ZIP code 35763 represents a mid-range housing market. The median home value of $368,300 is above the national average. Renters can expect to pay around $2,455 per month in median rent. Homeownership is strong here — 91.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 31% since 2019.

The population of 35763 is primarily White (84.82%). Residents are highly educated — 67.4% hold a bachelor's degree or higher, which is significantly above the national average. Poverty affects a relatively small share of residents at 3.4%. Household income has grown by 3% since 2019.

The unemployment rate in 35763 stands at 2.6%, which is below the national average. About 19% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 74%.

Overall, ZIP code 35763 in Owens Cross Roads, AL is characterized as upper-middle-income, highly educated, a middle-aged community, and predominantly owner-occupied. With 19,505 residents, a median household income of $125,356, and a median home value of $368,300, it offers a clear picture of life in this part of Alabama.