US ZIP Code
29520

Cheraw, SC

Chesterfield County  ·  South Carolina

● Active
👥 12,860 Population ↓ 6% since 2019
💰 $41,786 Median HH Income
▼ 45% below avg
🎂 45.7 Median Age ↑ 2% since 2019
🏠 $98,600 Median Home Value
▼ 65% below avg ↑ 7% since 2019
🎓 30.5% College Grads
▼ 21% below avg
📊 9.7% Unemployment
▲ 99% above avg ↓ 22% since 2019
ZIP Code Details
ZIP Code29520
CityCheraw
StateSouth Carolina (SC)
CountyChesterfield County
Area Code843/854
Elevation98 ft
Latitude34.687998
Longitude-79.929523
TimezoneNew York (DST)
FIPS45025
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 48.6% (6,255) Female 51.4% (6,605) ♀

Race & Ethnicity

White: 47.3%Hispanic: 3.7%Black: 43.4%Asian: 0.7%Other: 4.7%Race
White47.3%
Hispanic3.7%
Black43.4%
Asian0.7%
Other4.7%

Age Breakdown

Under 5
5%
5–17
16%
18–24
6%
25–44
22%
45–64
31%
65+
10%

Key Indicators

Median Age45.7 yrs ↑ 2% since 2019
Avg Household Size2.36
Below Poverty24.6% ▲ 146% above avg
College Grads30.5% ▼ 21% below avg
Unemployment9.7% ▲ 99% above avg
No HS Diploma220 (2.7%)
HS Graduate3,462 (41.7%)
Some College944 (11.4%)
Associates1,143 (13.8%)
Bachelors1,034 (12.5%)
Graduate Degree1,498 (18%)

Education

No HS: 2.7%HS Grad: 41.7%Some College: 11.4%Associates: 13.8%Bachelors: 12.5%Graduate: 18%Edu
No HS2.7%
HS Grad41.7%
Some College11.4%
Associates13.8%
Bachelors12.5%
Graduate18.0%
Housing & Income

Housing Tenure

Owner: 68.4%Renter: 31.6%Tenure
Owner68.4%
Renter31.6%

Home Value Distribution

Under $50k
24%
$50k–100k
27%
$100k–150k
15%
$150k–200k
10%
$200k–300k
12%
$300k–500k
10%
Over $500k
1%

Financials

Median HH Income$41,786 ▼ 45% below avg
Median Home Value$98,600 ▼ 65% below avg ↑ 7% since 2019
Home/Income Ratio2.4x (nat avg ~3.5x)
Median Rent$805/mo ↑ 20% since 2019
Total Units6,554
Vacant Units1,254
Avg HH Size2.36

Income Distribution

Under $25k
33%
$25k–50k
22%
$50k–75k
14%
$75k–100k
11%
$100k–150k
11%
$150k–200k
6%
Over $200k
4%
Employment & Commute

How People Get to Work

Drove Alone
95%
Public Transit
0%
Walked
2%
Work From Home
3%

Commute Time

Under 15 min
47%
15–30 min
26%
30–45 min
14%
Over 45 min
13%
Housing Stock

Year Built

Before 1940
3%
1940s–1950s
10%
1960s–1970s
16%
1980s–1990s
17%
2000+
54%

Summary

Total Units6,554
Vacant1,254
Owner Occupied68.4%
Renter Occupied31.6%
Avg HH Size2.36
Frequently Asked Questions
ZIP code 29520 is in Cheraw, SC, in Chesterfield County.
ZIP code 29520 is located in South Carolina (SC).
ZIP code 29520 is in Chesterfield County, SC.
ZIP 29520 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 29520 is 12,860 people (ACS 2023).
The median household income in ZIP code 29520 is $41,786 (ACS 2023).
The median home value in ZIP 29520 is $98,600 (ACS 2023).
About ZIP Code 29520

ZIP code 29520 is located in Cheraw, South Carolina, within Chesterfield County. With a population of 12,860, this is a lightly populated ZIP code with a mature community — the median age is 45.7 years. Economically, 29520 is a working-class ZIP code: the median household income of $41,786 is below the national average.

Real estate in ZIP code 29520 represents one of the more affordable housing markets in the country. The median home value of $98,600 is well below the national average. Renters can expect to pay around $805 per month in median rent. Homeownership is strong here — 68.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 7% since 2019.

The population of 29520 is racially diverse, with White as the largest group at 47.3%. Residents are moderately educated — 30.5% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 24.6%.

The unemployment rate in 29520 stands at 9.7%, which is significantly above the national average. As in most parts of the country, driving alone is the dominant commute mode at 84%.

Overall, ZIP code 29520 in Cheraw, SC is characterized as working-class, moderately educated, a mature community, and predominantly owner-occupied. With 12,860 residents, a median household income of $41,786, and a median home value of $98,600, it offers a clear picture of life in this part of South Carolina.