| ZIP Code | 02891 |
|---|---|
| City | Westerly |
| State | Rhode Island (RI) |
| County | Washington County |
| Area Code | 401 |
| Elevation | 33 ft |
| Latitude | 41.357774 |
|---|---|
| Longitude | -71.789616 |
| Timezone | New York (DST) |
| FIPS | 44009 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 54.5 yrs ↑ 15% since 2019 |
|---|---|
| Avg Household Size | 2.14 |
| Below Poverty | 5.9% ▼ 41% below avg |
| College Grads | 50.1% ▲ 29% above avg |
| Unemployment | 5.1% ≈ Avg |
| No HS Diploma | 85 (0.5%) |
| HS Graduate | 4,753 (29.4%) |
| Some College | 1,345 (8.3%) |
| Associates | 1,884 (11.7%) |
| Bachelors | 1,319 (8.2%) |
| Graduate Degree | 6,782 (41.9%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $90,435 ▲ 19% above avg ↑ 29% since 2019 |
|---|---|
| Median Home Value | $422,600 ▲ 52% above avg ↑ 36% since 2019 |
| Home/Income Ratio | 4.7x (nat avg ~3.5x) |
| Median Rent | $1,249/mo ↑ 20% since 2019 |
| Total Units | 12,660 |
| Vacant Units | 2,658 |
| Avg HH Size | 2.14 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 12,660 |
|---|---|
| Vacant | 2,658 |
| Owner Occupied | 74.6% |
| Renter Occupied | 25.4% |
| Avg HH Size | 2.14 |
ZIP code 02891 is located in Westerly, Rhode Island, within Washington County. With a population of 21,698, this is a moderately populated ZIP code with a mature community — the median age is 54.5 years. Economically, 02891 is a middle-income ZIP code: the median household income of $90,435 is above the national average.
Real estate in ZIP code 02891 represents a premium housing market. The median home value of $422,600 is significantly above the national average. Renters can expect to pay around $1,249 per month in median rent. Homeownership is strong here — 74.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 36% since 2019.
The population of 02891 is primarily White (90.05%). Residents are well-educated — 50.1% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 5.9%. Household income has grown by 29% since 2019.
The unemployment rate in 02891 stands at 5.1%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 80%.
Overall, ZIP code 02891 in Westerly, RI is characterized as middle-income, well-educated, a mature community, and predominantly owner-occupied. With 21,698 residents, a median household income of $90,435, and a median home value of $422,600, it offers a clear picture of life in this part of Rhode Island.