| ZIP Code | 02864 |
|---|---|
| City | Cumberland |
| State | Rhode Island (RI) |
| County | Providence County |
| Area Code | 401 |
| Elevation | 260 ft |
| Latitude | 41.96746 |
|---|---|
| Longitude | -71.420572 |
| Timezone | New York (DST) |
| FIPS | 44007 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 44.0 yrs |
|---|---|
| Avg Household Size | 2.56 |
| Below Poverty | 4.2% ▼ 58% below avg |
| College Grads | 54.0% ▲ 39% above avg |
| Unemployment | 2.6% ▼ 46% below avg |
| No HS Diploma | 355 (1.4%) |
| HS Graduate | 4,945 (20.1%) |
| Some College | 2,575 (10.5%) |
| Associates | 3,431 (13.9%) |
| Bachelors | 2,159 (8.8%) |
| Graduate Degree | 11,131 (45.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $118,737 ▲ 56% above avg ↑ 29% since 2019 |
|---|---|
| Median Home Value | $394,800 ▲ 42% above avg ↑ 37% since 2019 |
| Home/Income Ratio | 3.3x (nat avg ~3.5x) |
| Median Rent | $1,251/mo ↑ 32% since 2019 |
| Total Units | 14,735 |
| Vacant Units | 633 |
| Avg HH Size | 2.56 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 14,735 |
|---|---|
| Vacant | 633 |
| Owner Occupied | 76.5% |
| Renter Occupied | 23.5% |
| Avg HH Size | 2.56 |
ZIP code 02864 is located in Cumberland, Rhode Island, within Providence County. With a population of 36,383, this is a highly populated ZIP code with a middle-aged community — the median age is 44 years. Economically, 02864 is a upper-middle-income ZIP code: the median household income of $118,737 is significantly above the national average.
Real estate in ZIP code 02864 represents a mid-range housing market. The median home value of $394,800 is above the national average. Renters can expect to pay around $1,251 per month in median rent. Homeownership is strong here — 76.5% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 37% since 2019.
The population of 02864 is primarily White (83.29%). Residents are well-educated — 54.0% hold a bachelor's degree or higher, which is above the national average. Poverty affects a relatively small share of residents at 4.2%. Household income has grown by 29% since 2019.
The unemployment rate in 02864 stands at 2.6%, which is below the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 78%.
Overall, ZIP code 02864 in Cumberland, RI is characterized as upper-middle-income, well-educated, a middle-aged community, and predominantly owner-occupied. With 36,383 residents, a median household income of $118,737, and a median home value of $394,800, it offers a clear picture of life in this part of Rhode Island.